| Technical Adviser, FSA Large Exposure Reporting April 2001–March 2002 Technical adviser for interpretation and application of FSA Large Exposure Reporting rules and guidelines. Production of knowledgebase information and user guides to assist comprehension for non-experienced staff to align internal bank policies and data to external regulatory framework. Head of FSA Large Exposure Reporting March 2000–March 2001 Expansion of previous NWB role following take-over to include production of FSA Large Exposure returns for RBS; Assessment of reporting treatment for all products across the enlarged group, including, inter alia, Wholesale banking (money markets, issuer risk and synthetics, traditional derivatives and derived products, credit derivatives, securitisation, netting, collateral, etc) Commercial banking (leasing, trade finance, net overdrafts, trade indemnities, acceptances etc) Other miscellaneous (guarantees, Treasury Concession, aggregation techniques, cards etc) Advice to business/credit on FSA regulatory treatment for non-standard transactions. Preparation and submission of FSA Large Exposure returns for RBS/NWB. Development of IT system for Large Exposure reporting including collection of data, processing rules, aggregation techniques, reporting formats. Imposition of robust controls to ensure potential/actual breaches identified in a timely manner. Where necessary, reporting instances of breach to the FSA together with analysis of process breakdown and introduction of tighter internal controls. National Westminster Bank Head of FSA Large Exposure Reporting January 1995–February 2000 Leading a team of twenty to produce the FSA Large Exposure returns for the NWB Group. Acting as centre of excellence for other units producing returns and co-ordinating reporting across all FSA authorised subsidiaries. Developing the banks central static data system and encouraging the use of common static data across the wholesale markets. Providing guidance and exposure assessment for regulatory purposes for complex transactions. Treasury Reserve Manager January 1993-December 1994 Product Manager for retail money market deposit accounts. Responsible for marketing, pricing, cost reduction and establishment of the national Treasury Reserve Centre, allowing all transactions to be made by telephone via a centre of excellence. Planning Manager October 1992–December 1992 Compilation of budgets and plans for the wholesale market IT functions (200 personnel, £1.4bn spend). Development Manager March 1990–September 1992 Development, strategy and implementation of risk/reward monitoring system. Technical analysis of migration/standardisation of disparate reporting systems. Unit Manager March 1992–June 1992 Team leader responsible for identifying, developing, presenting and implementing cost saving initiatives on a ‘no sacred cows’ basis. Refining all ideas and presenting terms of effectiveness, timescale for reduction, and associated risks of implementation. Presenting ideas to the banks senior executive for approval. Various September 1979–February 1990 Various roles within operations, central planning and marketing functions. | 
